Interest Rate | |||
With effect from 1st Baisakh, 2078 (14th April 2021) | |||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
1 | Normal Saving Deposit | 6.00% | 0 |
2 | Nari Saving Deposit | 6.25% | 0 |
3 | Children Saving Deposit | 6.25% | 0 |
4 | Bishesh Bachat Khata | 6.50% | 5,000 |
5 | Fixed Deposit | ||
Tenure | Individual (p.a.) | Institutional (p.a.) | |
3 Months - 23 Months | 8.00% | 7.50% | |
2 Years and above | 8.25% | 7.75% | |
6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
8 | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||
With effect from 1st Chaitra, 2077 (14th March 2021) | |||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
1. | Normal Saving Deposit | 6.00% | 0 |
2. | Nari Saving Deposit | 6.25% | 0 |
3. | Children Saving Deposit | 6.25% | 0 |
4. | Bishesh Bachat Khata | 6.50% | 5,000 |
5. | Fixed Deposit | ||
Tenure | Individual (p.a.) | Institutional (p.a.) | |
3 Months - 23 Months | 8.00% | 7.50% | |
2 Years and above | 8.25% | 7.75% | |
6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||
With effect from 1st Falgun, 2077 (13th February 2021) | |||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
1. | Normal Saving Deposit | 6.00% | 0 |
2. | Nari Saving Deposit | 6.25% | 0 |
3. | Children Saving Deposit | 6.25% | 0 |
4. | Bishesh Bachat Khata | 6.50% | 5,000 |
5. | Fixed Deposit | ||
Tenure | Individual (p.a.) | Institutional (p.a.) | |
3 Months - 23 Months | 8.00% | 7.50% | |
2 Years and above | 8.25% | 7.75% | |
6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||
With effect from 1st Magh, 2077 (14th January 2021) | |||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
1. | Normal Saving Deposit | 6.00% | 0 |
2. | Nari Saving Deposit | 6.25% | 0 |
3. | Children Saving Deposit | 6.25% | 0 |
4. | Bishesh Bachat Khata | 6.50% | 5,000 |
5. | Fixed Deposit | ||
Tenure | Individual (p.a.) | Institutional (p.a.) | |
3 Months - 23 Months | 8.00% | 7.50% | |
2 Years and above | 8.25% | 7.75% | |
6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||
With effect from 1st Poush, 2077 (16th December 2020) | |||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
1. | Normal Saving Deposit | 6.00% | 0 |
2. | Nari Saving Deposit | 6.25% | 0 |
3. | Children Saving Deposit | 6.25% | 0 |
4. | Bishesh Bachat Khata | 6.50% | 5,000 |
5. | Fixed Deposit | ||
Tenure | Individual (p.a.) | Institutional (p.a.) | |
3 Months - 23 Months | 8.00% | 7.50% | |
2 Years and above | 8.25% | 7.75% | |
6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||||
With effect from 1st Mangsir, 2077 (16th November 2020) | |||||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
1. | Normal Saving Deposit | 6.50% | 0 | ||
2. | Nari Saving Deposit | 6.75% | 0 | ||
3. | Children Saving Deposit | 6.75% | 0 | ||
4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
5. | Fixed Deposit | ||||
Tenure | Individual (p.a.) | Institutional (p.a.) | |||
3 Months - 23 Months | 8.50% | 8.00% | |||
2 Years and above | 8.75% | 8.25% | |||
6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||||
With effect from 1st Kartik, 2077 (17th October 2020) | |||||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
1. | Normal Saving Deposit | 6.50% | 0 | ||
2. | Nari Saving Deposit | 6.75% | 0 | ||
3. | Children Saving Deposit | 6.75% | 0 | ||
4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
5. | Fixed Deposit | ||||
Tenure | Individual (p.a.) | Institutional (p.a.) | |||
3 Months - 23 Months | 8.50% | 8.00% | |||
2 Years and above | 8.75% | 8.25% | |||
6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) |
Interest Rate | |||||
With effect from 1st Ashwin, 2077 (17th September 2020) | |||||
S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
1. | Normal Saving Deposit | 6.50% | 0 | ||
2. | Nari/Children Saving Deposit | 6.75% | 0 | ||
3. | Saving Plus Deposit | 7.00% | 5,000 | ||
4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
5. | Fixed Deposit | ||||
Tenure | Individual (p.a.) | Institutional (p.a.) | |||
3 Months - 23 Months | 8.50% | 8.00% | |||
2 Years and above | 8.75% | 8.25% | |||
6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |||
*Base Rate: 10.02% and Interest Rate Spread: 4.69% (as of Shrawan End 2077) |