ब्याज दर
| Interest Rate | |||
| With effect from 1st Magh,2078 (15th January 2022) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 6.50% | 0 |
| 2 | Nari Saving | 6.75% | 0 |
| 3 | Children Saving | 6.75% | 0 |
| 4 | Manjushree Bishes Bachat | 7.00% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 6 | 3 Months and above | 10.65% | 9.65% |
| 7 | Loans and Advances | Base rate + up to 7.00% premium (p.a) | |
| 8 | Loan against FD | FD Rate + 2.00% (p.a) | |
| 9 | All Fixed Interest Rate Loan Products | 15.00% (p.a) | |
| Interest Rate | |||
| With effect from 1st Poush,2078 (16th December 2021) | |||
| S.N | Name of Product | Interest Rate (p.a) | Minimum Balance NRP |
| 1 | Normal Saving | 6.00% | 0.00 |
| 2 | Nari Saving | 6.25% | 0.00 |
| 3 | Children Saving | 6.25% | 0.00 |
| 4 | Manjushree Bishes Bachat | 6.50% | 5,000.00 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a) | Institutional (p.a) | |
| 3 Months and above | 10.35% | 9.35% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15.00% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Mangsir, 2078 (17th Novemember 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 |
Normal Saving Deposit |
6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months and above | 10.35% | 9.35% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 3.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| Revised Interest Rate for Katik 2078 | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 |
Normal Saving Deposit |
6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 9.35% | 8.35% | |
| 2 Years and above | 9.60% | 8.60% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Ashwin, 2078 (17th September 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.50% | 8.50% | |
| 2 Years and above | 8.75% | 8.75% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Bhadra, 2078 (17th August, 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.50% | 8.00% | |
| 2 Years and above | 8.75% | 8.25% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Shrawan, 2078 (16th July, 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.50% | 8.00% | |
| 2 Years and above | 8.75% | 8.25% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Asar, 2078 (15th June, 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.50% | 8.00% | |
| 2 Years and above | 8.75% | 8.25% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Jestha, 2078 (15th May 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.50% | 8.00% | |
| 2 Years and above | 8.75% | 8.25% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Baisakh, 2078 (14th April 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1 | Normal Saving Deposit | 6.00% | 0 |
| 2 | Nari Saving Deposit | 6.25% | 0 |
| 3 | Children Saving Deposit | 6.25% | 0 |
| 4 | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5 | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.00% | 7.50% | |
| 2 Years and above | 8.25% | 7.75% | |
| 6 | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7 | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8 | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Chaitra, 2077 (14th March 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1. | Normal Saving Deposit | 6.00% | 0 |
| 2. | Nari Saving Deposit | 6.25% | 0 |
| 3. | Children Saving Deposit | 6.25% | 0 |
| 4. | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5. | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.00% | 7.50% | |
| 2 Years and above | 8.25% | 7.75% | |
| 6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Falgun, 2077 (13th February 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1. | Normal Saving Deposit | 6.00% | 0 |
| 2. | Nari Saving Deposit | 6.25% | 0 |
| 3. | Children Saving Deposit | 6.25% | 0 |
| 4. | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5. | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.00% | 7.50% | |
| 2 Years and above | 8.25% | 7.75% | |
| 6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Magh, 2077 (14th January 2021) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1. | Normal Saving Deposit | 6.00% | 0 |
| 2. | Nari Saving Deposit | 6.25% | 0 |
| 3. | Children Saving Deposit | 6.25% | 0 |
| 4. | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5. | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.00% | 7.50% | |
| 2 Years and above | 8.25% | 7.75% | |
| 6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||
| With effect from 1st Poush, 2077 (16th December 2020) | |||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR |
| 1. | Normal Saving Deposit | 6.00% | 0 |
| 2. | Nari Saving Deposit | 6.25% | 0 |
| 3. | Children Saving Deposit | 6.25% | 0 |
| 4. | Bishesh Bachat Khata | 6.50% | 5,000 |
| 5. | Fixed Deposit | ||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |
| 3 Months - 23 Months | 8.00% | 7.50% | |
| 2 Years and above | 8.25% | 7.75% | |
| 6. | Loans and Advances | Base rate + Up to 7.00% premium (p.a.) | |
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |
| Interest Rate | |||||
| With effect from 1st Mangsir, 2077 (16th November 2020) | |||||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
| 1. | Normal Saving Deposit | 6.50% | 0 | ||
| 2. | Nari Saving Deposit | 6.75% | 0 | ||
| 3. | Children Saving Deposit | 6.75% | 0 | ||
| 4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
| 5. | Fixed Deposit | ||||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |||
| 3 Months - 23 Months | 8.50% | 8.00% | |||
| 2 Years and above | 8.75% | 8.25% | |||
| 6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |||
| Interest Rate | |||||
| With effect from 1st Kartik, 2077 (17th October 2020) | |||||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
| 1. | Normal Saving Deposit | 6.50% | 0 | ||
| 2. | Nari Saving Deposit | 6.75% | 0 | ||
| 3. | Children Saving Deposit | 6.75% | 0 | ||
| 4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
| 5. | Fixed Deposit | ||||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |||
| 3 Months - 23 Months | 8.50% | 8.00% | |||
| 2 Years and above | 8.75% | 8.25% | |||
| 6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |||
| Interest Rate | |||||
| With effect from 1st Ashwin, 2077 (17th September 2020) | |||||
| S.N. | Name of Product | Interest Rate (p.a.) | Minimum Balance NPR | ||
| 1. | Normal Saving Deposit | 6.50% | 0 | ||
| 2. | Nari/Children Saving Deposit | 6.75% | 0 | ||
| 3. | Saving Plus Deposit | 7.00% | 5,000 | ||
| 4. | Bishesh Bachat Khata | 7.00% | 5,000 | ||
| 5. | Fixed Deposit | ||||
| Tenure | Individual (p.a.) | Institutional (p.a.) | |||
| 3 Months - 23 Months | 8.50% | 8.00% | |||
| 2 Years and above | 8.75% | 8.25% | |||
| 6. | Loans and Advances | Base rate + Up to 5.00% premium (p.a.) | |||
| 7. | Loan against FD | FD Rate + 2.00% (p.a.) | |||
| 8. | All Fixed Interest Rate Loan Products | 15% (p.a.) | |||
|
*Base Rate: 10.02% and Interest Rate Spread: 4.69% (as of Shrawan End 2077) |
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